Celebrating Small Businesses, Bigtime
Fueling small business growth across Connecticut, Rhode Island, and parts of Massachusetts.
Expertise. Dedication. Impact.
Choosing a lending partner means placing trust in a team that understands what’s at stake. At CIC, we take that responsibility seriously, working closely with every borrower to deliver a thoughtful, transparent, and efficient experience from application through closing.
Louis Silva
President & CEO
Michelle Mezzi
SVP / Chief Financial Officer
Rich Evans
SVP / Loan Officer
Lauren Franco
VP / Loan Officer
Ralph Richard
VP / Loan Officer
Debbie Maiorana
VP / Processing & Closing Manager
Rita Mattingly
VP / Credit Manager
Rosa Rubbo
VP / Servicing & Liquidation Manager
Jessica Mello
AVP / Loan Officer
Joe McCaffrey
Business Advisor
Jenn Dyer
Office Administrator
Brenda Scully
Loan Processing and Servicing Associate
Dahlia Delahaye
Administrative Assistant
Mission Driven, Results Oriented, People Focused
For nearly 50 years, CIC has helped small businesses access the capital they need to start, grow, and succeed. Serving Connecticut, Rhode Island, and parts of Massachusetts, we are a mission-driven lender focused on expanding opportunity, not a traditional bank.
We partner with entrepreneurs, banks, and community stakeholders to deliver flexible financing solutions, including specialized loan programs through the U.S. Small Business Administration (SBA). Along the way, we provide practical guidance to help business owners navigate the lending process with clarity and confidence.
If you’re ready to turn an idea into something real, or take your business to the next level, you’re in the right place.
Expertise That Moves Businesses Forward
With decades of SBA experience, CIC serves as both a lending partner and a trusted resource, helping businesses navigate financing with clarity and confidence. Whether you’re new to SBA programs or a seasoned borrower, our team simplifies the process, answers questions, and keeps your project moving efficiently from start to finish.
Since 1973, we’ve supported businesses with strong ideas and the ambition to grow. That support goes beyond capital. We work alongside business owners, and their advisors, including bankers, CPAs, and economic development professionals—to provide guidance that drives stronger outcomes and long-term success.
As a mission-driven organization, CIC is also an engine for economic growth across the region. We reinvest income from our SBA 504 program into community lending initiatives, expanding access to capital, supporting small businesses, and helping create jobs in the communities we serve.
Powerful Loan Programs
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