CIC Insights

I just finished reading the latest version of the CIC Small Business Economic Summary report (a copy is on the CIC website, if you’re interested in reading it). Because the report is entirely created by gen-AI, I always read every word of it before I release it to the public. 'Trust but verify', as they say. This is good advice for anyone using AI. ChatGPT is my gen-AI program of choice. I have found its accuracy has improved greatly, but I still check it.

Joe McCaffrey Business Advisor Community Investment Corporation February 25th, 2026 What the heck is a working capital revolving line-of-credit!?! Admittedly, I'm stringing a lot of words together here. The name may sound complicated, but it's actually very simple. Let me explain: Working capital is the amount of money you need to keep your business operating. Money is constantly flowing in and out of the business at different times, and you need more flowing in than wh